| As we embrace the new year, it may help to remember that the turning of the year doesn’t call for grand plans or perfect routines. Instead, it invites calm, adaptability, and trust in small, consistent steps. The collection of articles gathered here speak about the value of steadiness over speed, flexibility over force, and provides a quiet assurance to just keep going—even without clarity. | | Most Resolutions Collapse by February. Here’s the System High Performers Use Instead If your resolutions fade fast, it’s not a discipline problem. This piece shows how high performers skip rigid goals and build simple weekly systems instead—focusing on identity, small habits, and structure to create change that actually sticks. | | Beyond the New Year: How to Turn Family Resolutions into Everyday Rituals Make family resolutions stick by setting small, realistic, shared activity goals, involving children in planning, focusing on behaviours not outcomes, building connection, and staying flexible—so routines become enjoyable habits rather than abandoned ambitions. | | Why humans are surprisingly bad at being happy | Laurie Santos  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Rachel Huang Tianhui | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Rachel Huang Tianhui, All rights reserved. | |  | | YY, Bank Operations Manager I was introduced to Rachel by my bestie, and I’m so grateful for that connection. Rachel is incredibly genuine and took the time to walk me through all my policies in detail, making sure I fully understood everything—without any pressure or expectation to purchase a new policy from her.
She is very generous in sharing her knowledge and always willing to go the extra mile to ensure her customers’ needs are well taken care of. I truly appreciate her patience, attentive listening, and ability to understand my needs, which immediately put me at ease. | |  | | Yuan Lin, Relationship Manager What I value most about Rachel is that she is truly helpful — even when there’s no business involved, she’s always ready to give advice without being sales-driven. She takes the time to explain everything in detail, making sure I understand clearly. On top of that, her timely follow-ups give me peace of mind knowing that nothing is missed. It’s rare to find a planner so genuine and dedicated. | |  | | May Foo, accountant Working with Rachel has been such a reassuring experience. She not only provided me with good service from the very beginning, but what stood out most was her consistent follow-up. She always checks in to make sure I’m on track and that I fully understand my options. It’s this extra care that makes me feel confident my family’s future is in safe hands | |  | | Myint, nurse I've had a pleasure with working with Rachel for my insurance needs. She can focus on the client's perspective and emphasize the benefits. I will definitely recommend her to anyone who is looking to buy insurance.
Thank you Rachel! | |  | | Hashina, Lecturer I’m incredibly grateful for the support and expertise of my insurance agent, Rachel Huang, who has been instrumental in helping me plan for a secure and fulfilling retirement. We began our journey together during the transition from AXA to HSBC Life. One thing that stood out was her sincerity and ease in simplifying complex financial concepts, making them feel manageable and achievable. She always consults me about my comfort zone before suggesting products that will help my insurance and retirement plans. Thanks for being there for me! | |  | | Yong Hong, Secondary School Teacher Rachel was introduced to me by a good friend. She has been very helpful and professional, always taking the time to explain the different options clearly. I really appreciate how she listens and recommends what works best for me. She is someone I trust and can always turn to for advice. | | | | |
