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Rachel Huang Tianhui

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A Monthly Curated Newsletter

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

7 Ways to Stay Positive Even During the Toughest Times

Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff.

 
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Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive

Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively.

 
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Your brain is wired for negative thoughts. Here's how to change it.

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Rachel Huang Tianhui
 
 
 
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Testimonials and Referral Notes

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Yuan Lin, Relationship Manager

What I value most about Rachel is that she is truly helpful — even when there’s no business involved, she’s always ready to give advice without being sales-driven. She takes the time to explain everything in detail, making sure I understand clearly. On top of that, her timely follow-ups give me peace of mind knowing that nothing is missed. It’s rare to find a planner so genuine and dedicated.

May Foo, accountant

Working with Rachel has been such a reassuring experience. She not only provided me with good service from the very beginning, but what stood out most was her consistent follow-up. She always checks in to make sure I’m on track and that I fully understand my options. It’s this extra care that makes me feel confident my family’s future is in safe hands

Myint, nurse

I've had a pleasure with working with Rachel for my insurance needs. She can focus on the client's perspective and emphasize the benefits. I will definitely recommend her to anyone who is looking to buy insurance. Thank you Rachel!

Hashina, Lecturer

I’m incredibly grateful for the support and expertise of my insurance agent, Rachel Huang, who has been instrumental in helping me plan for a secure and fulfilling retirement. We began our journey together during the transition from AXA to HSBC Life. One thing that stood out was her sincerity and ease in simplifying complex financial concepts, making them feel manageable and achievable. She always consults me about my comfort zone before suggesting products that will help my insurance and retirement plans. Thanks for being there for me!

Yong Hong, Secondary School Teacher

Rachel was introduced to me by a good friend. She has been very helpful and professional, always taking the time to explain the different options clearly. I really appreciate how she listens and recommends what works best for me. She is someone I trust and can always turn to for advice.

Alvin Yeo, Agency Director of HSBC Life

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