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Rachel Huang Tianhui

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A Monthly Curated Newsletter

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

7 Ways to Stay Positive Even During the Toughest Times

Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff.

 
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Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive

Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively.

 
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Your brain is wired for negative thoughts. Here's how to change it.

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Rachel Huang Tianhui
 
 
 
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Testimonials and Referral Notes

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Vanessa, consultant

Rachel has been a very personable and responsive - even following up when I was unwell. Never was she pushy, always super patient. Will recommend to anyone looking for a trusted agent!

Ye Tong, HR Specialist

I highly recommend Rachel for her exceptional professionalism and expertise in financial planning. She is incredibly knowledgeable and takes the time to thoroughly understand my needs and circumstances before recommending financial products. Rachel goes the extra mile by carefully evaluates my current portfolio to ensure her recommendations are tailored and practical. Her approach is refreshingly client-focused, and she never pushes for higher-premium products that may not align with my current lifestyle. Instead, she thoughtfully considers my financial priorities and offers solutions that are both realistic and well-suited to my situation. Her guidance has been invaluable, and I truly appreciate her integrity and dedication to helping me make informed decisions.

Yusha, IT analyst

I would like to thank Rachel Huang for her dedication and excellent service. Every year, she takes the time to meet us at our preferred location for convenience and patiently goes through the insurance details to ensure we’re well-informed. She never resorts to hard selling and always provides thoughtful suggestions tailored to the clients’ family situations. Her professionalism and care makes us feel comfortable and valued as her clients. On top of that, her thoughtful gestures, such as sending red packets during the Chinese New Year, add a personal and warm touch to her service. We feel very fortunate to have her as our insurance agent and deeply appreciate her hard work and reliability.

Foong Li, housewife

Rachel has been overseeing my policy since 2016 after my agent left the company. She is friendly, understanding and not pushy. I appreciate she will update my policy & make recommendations when necessary to grow my portfolio. Thank you.

Lai Yee, senior management

I've had the pleasure of working with Rachel for my insurance needs, and I couldn't be more impressed with her expertise and personalized service. She has consistently demonstrates exceptional knowledge, responsiveness and dedication. Highly rememended!

Xinling, pharmacist

Rachel has been an outstanding financial advisor, always going the extra mile with great attention to detail. Whether offering financial advice or handling insurance issues, she is friendly and supportive. Her dedication includes even accompanying me on trips to manage these matters. Thank you, Rachel, for all your help and support!