Better Than Before

Rachel Huang Tianhui

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A Monthly Curated Newsletter

As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future.

The Relentless Pursuit of Improvement

It is no secret that I believe growth is the only guarantee that tomorrow will be better. It is no mystery that I think personal growth is the steppingstone to success for any leader. If you or I want to stay in front of the curve and lead others, then we must do the work that keeps us out front. We must continually improve. But as I seek to improve, there is one thing I know not to chase, and that is perfection. Perfection is a trap. Do not chase perfection as a leader - chase improvement. Make today better than yesterday so tomorrow can be better than today. The relentless pursuit of improvement will take any leader far.

I used to be jealous of other people's wealth and success - here is how I finally got over it

Envy. It is an emotion that we all feel at some point. It is also a really dangerous emotion when we are trying to build a strong financial life. Envy is pure poison to a healthy financial life. After all, envy encourages us to make some pretty poor decisions. Like every other character flaw, however, envy can be overcome. You can directly reduce the envy itself, or you can at least reduce the bad choices you make as a result of envy. Here are seven strategies I use to cut envy out of my own life.

To reach beyond your limits by training your mind | Marisa Peer | TEDxKCS

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Rachel Huang Tianhui

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Testimonials and Referral Notes

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Wu Hao, engineer

Always appreciate Rachel for her annual review in reminding what I have and what to look out for every year. Very professional and really genuine person, keen to make sure that we are protected at the same time to grow our wealth together. Good job and keep it up! Hope we stay healthy and huat together in due time!

Wei Xian, IT support

I recently had my first consultation with Rachel, and it was a very positive experience. She took the time to understand my current financial situation, future goals, and concerns before providing thoughtful and personalized insights. What I appreciated most was her ability to explain financial concepts clearly and objectively, helping me better understand areas that I had not previously considered and also cleared up some of the misconception I had regarding certain policies I am having. The session gave me greater clarity on my financial planning. I look forward to our next meeting and appreciate the value and professionalism she brought to our very first meeting.

Cheng Poh, safety officer

“I have a pleasant meet up with Rachel and she is friendly and professional. She is able to provide valuable guidance on investment planning as well as update-to-date information on my policies with HSBC Life.”

Clarence Low, software developer

Had a session with Rachel to review my policies and found it quite helpful. She took the time to understand my situation clearly and highlighted areas I can consider. When asked about certain policies, she took time to explain things clearly and answered my questions without rushing through the discussion. Appreciate the effort and professionalism.

Mr Boey, business consultant

My initial encounter with Rachel was thru a phone call that left a good impression on me, we arranged an appointment and I had her background information sent to me for verification. In my first F2F meeting with Rachel, it felt great to have the queries concerning my policies sorted out efficiently after verification and discussion of my priorities and concerns regarding my policies with HSBC Life. It was a good first meeting and thank you Rachel. 😊

YY, Bank Operations Manager

I was introduced to Rachel by my bestie, and I’m so grateful for that connection. Rachel is incredibly genuine and took the time to walk me through all my policies in detail, making sure I fully understood everything—without any pressure or expectation to purchase a new policy from her. She is very generous in sharing her knowledge and always willing to go the extra mile to ensure her customers’ needs are well taken care of. I truly appreciate her patience, attentive listening, and ability to understand my needs, which immediately put me at ease.