Finding The Silver Lining

Rachel Huang Tianhui

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A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

How to Stay Optimistic During Hard Times

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Rachel Huang Tianhui

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Testimonials and Referral Notes

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Xinling, pharmacist

Rachel has been an outstanding financial advisor, always going the extra mile with great attention to detail. Whether offering financial advice or handling insurance issues, she is friendly and supportive. Her dedication includes even accompanying me on trips to manage these matters. Thank you, Rachel, for all your help and support!

Alvin Tan, infrastructure engineer

Rachel was introduced to me by my brother and is a dedicated professional who explains clearly the policies and details. She is also friendly and thinks of what are the options that may be suitable for me. She is someone trustworthy and whom I can rely on for advice. Thanks

Crystal, business development executive

Rachel Huang is an exceptionally friendly insurance agent who consistently goes above and beyond to ensure I receive the best care and advice for my health. She is always attentive, proactive, and genuinely cares about my well-being. Her dedication and willingness to go the extra mile make her an invaluable support in navigating my health insurance needs.

Azri, Civil Service

Rachel has been handling my family’s insurance for a few years now and at no point in time she has not helped us when we needed her help and expertise. An excellent advisor that puts others first before her, always. Thank you Rachel for all that you have been doing for us

Esmond, trader

A wonderful advicer and mum, Rachel has come a long way and I'm glad she is inching closer towards her dream. With her vast experience, she is able to answer all my queries, providing alternatives as well, and I feel safe with her at the helm. Looking forward to you reaching your next milestone and also a red packet next year

Christyn, nurse

Have known Rachel for about 9 years. She has always been patient and empathetic in all my interactions with her. Always thinking in the best interests for her clients. Sincere thanks and appreciation from the bottom of my heart.