Habits & Decisions That Compound

Rachel Huang Tianhui

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A Monthly Curated Newsletter

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

7 tips to get healthy habits to stick without getting stressed

Change for the better is a process. Like training for a marathon or learning a new language, improving your wellbeing has to be approached realistically and progressively to work. So sure, you won’t get results overnight, but over time small gains add up. The trick is sticking with it long enough that the new habits you want to incorporate into your day-to-day become automatic..

9 Good Money Habits You Can Form

While you may have ambitious money goals, the key to reaching them is building a collection of smaller everyday habits. By taking baby steps that become second nature over time, you’ll hopefully be able to improve your financial situation. Here are some small habits you can develop today that may help your money grow.

How to Be Happy – 7 Habits of Happy People

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Rachel Huang Tianhui

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Testimonials and Referral Notes

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Vanessa, consultant

Rachel has been a very personable and responsive - even following up when I was unwell. Never was she pushy, always super patient. Will recommend to anyone looking for a trusted agent!

Ye Tong, HR Specialist

I highly recommend Rachel for her exceptional professionalism and expertise in financial planning. She is incredibly knowledgeable and takes the time to thoroughly understand my needs and circumstances before recommending financial products. Rachel goes the extra mile by carefully evaluates my current portfolio to ensure her recommendations are tailored and practical. Her approach is refreshingly client-focused, and she never pushes for higher-premium products that may not align with my current lifestyle. Instead, she thoughtfully considers my financial priorities and offers solutions that are both realistic and well-suited to my situation. Her guidance has been invaluable, and I truly appreciate her integrity and dedication to helping me make informed decisions.

Yusha, IT analyst

I would like to thank Rachel Huang for her dedication and excellent service. Every year, she takes the time to meet us at our preferred location for convenience and patiently goes through the insurance details to ensure we’re well-informed. She never resorts to hard selling and always provides thoughtful suggestions tailored to the clients’ family situations. Her professionalism and care makes us feel comfortable and valued as her clients. On top of that, her thoughtful gestures, such as sending red packets during the Chinese New Year, add a personal and warm touch to her service. We feel very fortunate to have her as our insurance agent and deeply appreciate her hard work and reliability.

Foong Li, housewife

Rachel has been overseeing my policy since 2016 after my agent left the company. She is friendly, understanding and not pushy. I appreciate she will update my policy & make recommendations when necessary to grow my portfolio. Thank you.

Lai Yee, senior management

I've had the pleasure of working with Rachel for my insurance needs, and I couldn't be more impressed with her expertise and personalized service. She has consistently demonstrates exceptional knowledge, responsiveness and dedication. Highly rememended!

Xinling, pharmacist

Rachel has been an outstanding financial advisor, always going the extra mile with great attention to detail. Whether offering financial advice or handling insurance issues, she is friendly and supportive. Her dedication includes even accompanying me on trips to manage these matters. Thank you, Rachel, for all your help and support!