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Rachel Huang Tianhui

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

 
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Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

 
read more
 

DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Rachel Huang Tianhui
 
 
 
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Testimonials and Referral Notes

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Vanessa, consultant

Rachel has been a very personable and responsive - even following up when I was unwell. Never was she pushy, always super patient. Will recommend to anyone looking for a trusted agent!

Ye Tong, HR Specialist

I highly recommend Rachel for her exceptional professionalism and expertise in financial planning. She is incredibly knowledgeable and takes the time to thoroughly understand my needs and circumstances before recommending financial products. Rachel goes the extra mile by carefully evaluates my current portfolio to ensure her recommendations are tailored and practical. Her approach is refreshingly client-focused, and she never pushes for higher-premium products that may not align with my current lifestyle. Instead, she thoughtfully considers my financial priorities and offers solutions that are both realistic and well-suited to my situation. Her guidance has been invaluable, and I truly appreciate her integrity and dedication to helping me make informed decisions.

Yusha, IT analyst

I would like to thank Rachel Huang for her dedication and excellent service. Every year, she takes the time to meet us at our preferred location for convenience and patiently goes through the insurance details to ensure we’re well-informed. She never resorts to hard selling and always provides thoughtful suggestions tailored to the clients’ family situations. Her professionalism and care makes us feel comfortable and valued as her clients. On top of that, her thoughtful gestures, such as sending red packets during the Chinese New Year, add a personal and warm touch to her service. We feel very fortunate to have her as our insurance agent and deeply appreciate her hard work and reliability.

Foong Li, housewife

Rachel has been overseeing my policy since 2016 after my agent left the company. She is friendly, understanding and not pushy. I appreciate she will update my policy & make recommendations when necessary to grow my portfolio. Thank you.

Lai Yee, senior management

I've had the pleasure of working with Rachel for my insurance needs, and I couldn't be more impressed with her expertise and personalized service. She has consistently demonstrates exceptional knowledge, responsiveness and dedication. Highly rememended!

Xinling, pharmacist

Rachel has been an outstanding financial advisor, always going the extra mile with great attention to detail. Whether offering financial advice or handling insurance issues, she is friendly and supportive. Her dedication includes even accompanying me on trips to manage these matters. Thank you, Rachel, for all your help and support!