| We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for. | | Planning Ahead Is the Key to Living With More Spontaneity Scheduling spontaneity doesn't lessen the joy of spontaneity; it enables it. You still have the freedom to do whatever strikes you in the moment - even more so because you know that's exactly what you intended to do. | | 10 Reasons To Start Christmas Planning Early With a bit of forethought, there's no reason it needs to be quite as nerve-wracking or frustrating as often the days leading up to the holidays are. So, in case you're not entirely convinced of the benefits that early preparedness brings, let's take a look at the 10 reasons to start Christmas planning early. | | What are the chances?  We can't predict the future, but we can plan for it. But why does this even matter? Meet some ordinary people thinking about these things. | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Rachel Huang Tianhui | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Rachel Huang Tianhui, All rights reserved. | |  | | Vanessa, consultant Rachel has been a very personable and responsive - even following up when I was unwell. Never was she pushy, always super patient. Will recommend to anyone looking for a trusted agent! | |  | | Ye Tong, HR Specialist I highly recommend Rachel for her exceptional professionalism and expertise in financial planning. She is incredibly knowledgeable and takes the time to thoroughly understand my needs and circumstances before recommending financial products. Rachel goes the extra mile by carefully evaluates my current portfolio to ensure her recommendations are tailored and practical. Her approach is refreshingly client-focused, and she never pushes for higher-premium products that may not align with my current lifestyle. Instead, she thoughtfully considers my financial priorities and offers solutions that are both realistic and well-suited to my situation. Her guidance has been invaluable, and I truly appreciate her integrity and dedication to helping me make informed decisions. | |  | | Yusha, IT analyst I would like to thank Rachel Huang for her dedication and excellent service. Every year, she takes the time to meet us at our preferred location for convenience and patiently goes through the insurance details to ensure we’re well-informed. She never resorts to hard selling and always provides thoughtful suggestions tailored to the clients’ family situations. Her professionalism and care makes us feel comfortable and valued as her clients.
On top of that, her thoughtful gestures, such as sending red packets during the Chinese New Year, add a personal and warm touch to her service. We feel very fortunate to have her as our insurance agent and deeply appreciate her hard work and reliability. | |  | | Foong Li, housewife Rachel has been overseeing my policy since 2016 after my agent left the company. She is friendly, understanding and not pushy. I appreciate she will update my policy & make recommendations when necessary to grow my portfolio. Thank you. | |  | | Lai Yee, senior management I've had the pleasure of working with Rachel for my insurance needs, and I couldn't be more impressed with her expertise and personalized service. She has consistently demonstrates exceptional knowledge, responsiveness and dedication. Highly rememended! | |  | | Xinling, pharmacist Rachel has been an outstanding financial advisor, always going the extra mile with great attention to detail. Whether offering financial advice or handling insurance issues, she is friendly and supportive. Her dedication includes even accompanying me on trips to manage these matters. Thank you, Rachel, for all your help and support! | | | | |
