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Rachel Huang Tianhui

In Touch

A Monthly Curated Newsletter

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Retirement Date Risk And Sequence Of Returns

Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk!

 
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Key to retirement planning: Don't panic

It can be hard to live within your means after retiring, so make your extra funds work harder.

 
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Children and Retirement

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Rachel Huang Tianhui
 
 
 
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Testimonials and Referral Notes

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Vanessa, consultant

Rachel has been a very personable and responsive - even following up when I was unwell. Never was she pushy, always super patient. Will recommend to anyone looking for a trusted agent!

Ye Tong, HR Specialist

I highly recommend Rachel for her exceptional professionalism and expertise in financial planning. She is incredibly knowledgeable and takes the time to thoroughly understand my needs and circumstances before recommending financial products. Rachel goes the extra mile by carefully evaluates my current portfolio to ensure her recommendations are tailored and practical. Her approach is refreshingly client-focused, and she never pushes for higher-premium products that may not align with my current lifestyle. Instead, she thoughtfully considers my financial priorities and offers solutions that are both realistic and well-suited to my situation. Her guidance has been invaluable, and I truly appreciate her integrity and dedication to helping me make informed decisions.

Yusha, IT analyst

I would like to thank Rachel Huang for her dedication and excellent service. Every year, she takes the time to meet us at our preferred location for convenience and patiently goes through the insurance details to ensure we’re well-informed. She never resorts to hard selling and always provides thoughtful suggestions tailored to the clients’ family situations. Her professionalism and care makes us feel comfortable and valued as her clients. On top of that, her thoughtful gestures, such as sending red packets during the Chinese New Year, add a personal and warm touch to her service. We feel very fortunate to have her as our insurance agent and deeply appreciate her hard work and reliability.

Foong Li, housewife

Rachel has been overseeing my policy since 2016 after my agent left the company. She is friendly, understanding and not pushy. I appreciate she will update my policy & make recommendations when necessary to grow my portfolio. Thank you.

Lai Yee, senior management

I've had the pleasure of working with Rachel for my insurance needs, and I couldn't be more impressed with her expertise and personalized service. She has consistently demonstrates exceptional knowledge, responsiveness and dedication. Highly rememended!

Xinling, pharmacist

Rachel has been an outstanding financial advisor, always going the extra mile with great attention to detail. Whether offering financial advice or handling insurance issues, she is friendly and supportive. Her dedication includes even accompanying me on trips to manage these matters. Thank you, Rachel, for all your help and support!