Planning Ahead

Rachel Huang Tianhui

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A Monthly Curated Newsletter

We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for.

Planning Ahead Is the Key to Living With More Spontaneity

Scheduling spontaneity doesn't lessen the joy of spontaneity; it enables it. You still have the freedom to do whatever strikes you in the moment - even more so because you know that's exactly what you intended to do.

10 Reasons To Start Christmas Planning Early

With a bit of forethought, there's no reason it needs to be quite as nerve-wracking or frustrating as often the days leading up to the holidays are. So, in case you're not entirely convinced of the benefits that early preparedness brings, let's take a look at the 10 reasons to start Christmas planning early.

What are the chances?

We can't predict the future, but we can plan for it. But why does this even matter? Meet some ordinary people thinking about these things.

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Rachel Huang Tianhui

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Testimonials and Referral Notes

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Myint, nurse

I've had a pleasure with working with Rachel for my insurance needs. She can focus on the client's perspective and emphasize the benefits. I will definitely recommend her to anyone who is looking to buy insurance. Thank you Rachel!

Hashina, Lecturer

I’m incredibly grateful for the support and expertise of my insurance agent, Rachel Huang, who has been instrumental in helping me plan for a secure and fulfilling retirement. We began our journey together during the transition from AXA to HSBC Life. One thing that stood out was her sincerity and ease in simplifying complex financial concepts, making them feel manageable and achievable. She always consults me about my comfort zone before suggesting products that will help my insurance and retirement plans. Thanks for being there for me!

Yong Hong, Secondary School Teacher

Rachel was introduced to me by a good friend. She has been very helpful and professional, always taking the time to explain the different options clearly. I really appreciate how she listens and recommends what works best for me. She is someone I trust and can always turn to for advice.

Alvin Yeo, Agency Director of HSBC Life

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Vanessa, consultant

Rachel has been a very personable and responsive - even following up when I was unwell. Never was she pushy, always super patient. Will recommend to anyone looking for a trusted agent!

Ye Tong, HR Specialist

I highly recommend Rachel for her exceptional professionalism and expertise in financial planning. She is incredibly knowledgeable and takes the time to thoroughly understand my needs and circumstances before recommending financial products. Rachel goes the extra mile by carefully evaluates my current portfolio to ensure her recommendations are tailored and practical. Her approach is refreshingly client-focused, and she never pushes for higher-premium products that may not align with my current lifestyle. Instead, she thoughtfully considers my financial priorities and offers solutions that are both realistic and well-suited to my situation. Her guidance has been invaluable, and I truly appreciate her integrity and dedication to helping me make informed decisions.