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Rachel Huang Tianhui

In Touch

A Monthly Curated Newsletter

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Retirement Date Risk And Sequence Of Returns

Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk!

 
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Key to retirement planning: Don't panic

It can be hard to live within your means after retiring, so make your extra funds work harder.

 
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Children and Retirement

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Rachel Huang Tianhui
 
 
 
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Testimonials and Referral Notes

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Myint, nurse

I've had a pleasure with working with Rachel for my insurance needs. She can focus on the client's perspective and emphasize the benefits. I will definitely recommend her to anyone who is looking to buy insurance. Thank you Rachel!

Hashina, Lecturer

I’m incredibly grateful for the support and expertise of my insurance agent, Rachel Huang, who has been instrumental in helping me plan for a secure and fulfilling retirement. We began our journey together during the transition from AXA to HSBC Life. One thing that stood out was her sincerity and ease in simplifying complex financial concepts, making them feel manageable and achievable. She always consults me about my comfort zone before suggesting products that will help my insurance and retirement plans. Thanks for being there for me!

Yong Hong, Secondary School Teacher

Rachel was introduced to me by a good friend. She has been very helpful and professional, always taking the time to explain the different options clearly. I really appreciate how she listens and recommends what works best for me. She is someone I trust and can always turn to for advice.

Alvin Yeo, Agency Director of HSBC Life

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Vanessa, consultant

Rachel has been a very personable and responsive - even following up when I was unwell. Never was she pushy, always super patient. Will recommend to anyone looking for a trusted agent!

Ye Tong, HR Specialist

I highly recommend Rachel for her exceptional professionalism and expertise in financial planning. She is incredibly knowledgeable and takes the time to thoroughly understand my needs and circumstances before recommending financial products. Rachel goes the extra mile by carefully evaluates my current portfolio to ensure her recommendations are tailored and practical. Her approach is refreshingly client-focused, and she never pushes for higher-premium products that may not align with my current lifestyle. Instead, she thoughtfully considers my financial priorities and offers solutions that are both realistic and well-suited to my situation. Her guidance has been invaluable, and I truly appreciate her integrity and dedication to helping me make informed decisions.